In this episode of Next Steps 4 Seniors: Conversations on Aging , host Wendy Jones dives into a must-have conversation for anyone over 50—or anyone who plans to age (hint: that’s all of us). Special guest Damien Sczepaniak , a seasoned Aflac agent, unpacks how supplemental insurance like short-term disability , accident coverage , and critical illness plans can protect your paycheck and your peace of mind when life throws you a curveball.

Learn how Aflac insurance for seniors helps cover out-of-pocket medical costs , bridges the gap in traditional healthcare plans, and works with Medicare—not against it. Whether you’re still working, planning retirement, or helping a loved one navigate aging, this episode is packed with real talk, smart tips, and one simple question: If you insure your phone, why not your future?

👉 Listen now on Apple, Spotify, or wherever you get your podcasts.

Learn more : https://nextsteps4seniors.com/

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